Question 1

What does a title company actually do?

Accepted Answer

We read the entire recorded history of a property to confirm the seller can convey clear ownership, and we fix the problems we find before closing. We then insure that work, hold the money in escrow, conduct the signing, and record the deed.

Question 2

Do I need an owner's title insurance policy?

Accepted Answer

Your lender will require a lender's policy, which protects only the bank. The owner's policy is optional and protects your own equity.

Question 3

Can you conduct my closing in Mandarin?

Accepted Answer

Yes. Intake, document explanation, figures, and the signing itself can all be conducted in Mandarin, by the licensed settlement agent who prepared your file. No interpreter is needed.

Question 4

Which counties do you serve?

Accepted Answer

All counties in Virginia.

You will always know where your file stands.